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LoanGPS Online Privacy Policy

NOTICE: PRIVACY POLICY UPDATED, EFFECTIVE January 1, 2021

​At LoanGPS, we hold your privacy in the highest regard. This policy describes the personal information we collect about you, why we collect it, how we use it, and when we share it with third parties. It also outlines the choices you can make about how we collect and use your information. We are committed to protecting your privacy and complying with applicable data protection laws, including but not limited to the CAN-SPAM Act and GDPR.


If our information practices change in the future, we will notify you by posting the revised policy on our site.
 

What Kind of Information Do We Collect?
We collect information such as your name, email address, billing address, phone number, and credit card number that you provide to us when you purchase services. We also maintain a record of your online campaign history. This information helps us improve our site design and your online experience.


How Do We Use Your Information?
We use the information you provide us to process your purchase. We will also send you an email message confirming your purchase. Additionally, we may need to contact you via email or phone if we have questions or information regarding your purchase.
 

Marketing Communications and Consent:


By providing your email address during the purchase process or by subscribing to our newsletter, you give us explicit consent to send you marketing communications, including information about our services, promotions, and updates. You have the right to withdraw your consent at any time by following the unsubscribe instructions provided in each marketing email or by contacting us directly at help@myloangps.net.


Do We Share Your Information with Third Parties?
We contract with third parties to assist us in maintaining and managing our customer information, fulfilling promotions, and communicating with our customers. However, we do not authorize these third parties to use your information for any other purpose. When we offer specials and promotions or collaborate with another company, customers who choose to participate may be asked to provide personal information. This information may then be used by us and our partners to notify customers or fulfill contractual obligations.


Third-Party Marketing:
LoanGPS does not share your personal information with unaffiliated third parties for their own marketing purposes without your explicit consent. If we collaborate with partners to offer joint promotions or services, we will clearly inform you and obtain your consent before sharing your information for such purposes.


We do not rent, sell, or share any personally identifiable information we collect to or with any unaffiliated third party without your consent.


How Do You Remove Your Information from the LoanGPS Email List?
We want to communicate with you only if you want to hear from us. If you prefer to stop receiving information from us about our tips, tricks, or best practices via email, please modify your client profile. You may also opt out of receiving communications from us by sending an email to help@myloangps.net. Please include your email address and full name with your request.
 

Opting Out of Marketing Communications:
You may opt out of receiving marketing emails from LoanGPS at any time by clicking the “unsubscribe” link included in the footer of every marketing email. Alternatively, you can send an opt-out request to help@myloangps.net. Please allow up to 10 business days for us to process your request.


Please note that when you make an online purchase or sign up for a newsletter or article, we will contact you via email to confirm your purchase/subscription. In addition, we may need to contact you via email or phone if we have other questions or information regarding your purchase/subscription.


How and Why Do We Use Cookies?
A cookie is a small data file that websites often store on your computer’s hard drive when you visit. LoanGPS uses cookies, but we do not store personally identifiable information in your cookie. The information stored in your cookie is only accessible by the LoanGPS web servers. Other internet users and companies cannot access this information.


We use cookies to improve your online experience. Cookies enable us to keep track of your purchase as well as recognize customers who have saved their information with us when they visit. This allows us to provide those customers with their account information at a later time. If you save your information with LoanGPS or make a purchase on our site, we use cookies to monitor and maintain information about how you use our site and what you purchase. This information helps us serve you better by improving our site design, products, and services.


Through our use of cookies, we track and maintain the identity of the website you visited immediately prior to visiting LoanGPS. This helps us improve our site design. We do not track any other information about your use of other websites.


You can refuse cookies by turning them off in your web browser. However, if you turn off cookies, we will not be able to track your purchase, which means you will be unable to make a purchase on our site. Nor will we be able to recognize you as a customer who has saved your information with us, so you will be unable to access, change, or delete your account information.
 

How Do We Make Sure Your Purchase Is Secure?
Protecting your purchase information is our priority. We use Secure Sockets Layer (SSL) technology to ensure the security of your online information. To check the security of your connection, look at the lower left-hand corner of your browser window after you access our secure server. If you see an unbroken key or a closed lock (depending on your browser), then SSL is active. To double-check for security, look at the URL line of your browser. If you have accessed a secure server, the first characters of our site’s address should change from “http” to “https.”


To prevent unauthorized access, maintain data accuracy, and ensure the correct use of information, we have put in place appropriate physical, electronic, and managerial procedures to safeguard and secure the information we collect from you online.
 

Data Retention and Deletion
We retain your personal information for as long as necessary to fulfill the purposes outlined in this privacy policy unless a longer retention period is required or permitted by law. If you withdraw your consent for marketing communications, we will cease using your information for that purpose but may retain your information for other legitimate business purposes or as required by law.
 

What About Links to Other Websites and Services?
LoanGPS may contain links to other sites that are not under our control. These websites have their own policies regarding privacy, and you should review those policies before visiting these sites. LoanGPS has no responsibility for linked websites and provides these links solely for the convenience and information of our visitors.
 

What If You Have Questions, Comments, or Concerns?
If you have any questions, comments, or concerns about our privacy policy, please contact us via email at help@myloangps.net.
 

Thank you for taking the time to review our privacy policy. 

 

Updated November 2024. All rights reserved.

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Articles | Offers | Legal

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Material Disclosure

APR Disclosure.
Annual Percentage Rate (APR) refers to the annual interest generated by a sum that is then charged to borrowers. APR is expressed as a percentage that represents the annual cost of borrowing over the term of the loan. This figure includes any fees or additional costs associated with the loan. The APR provides consumers with one bottom-line number they can use to compare various financing offers or investment products. MyLoanGPS.net cannot guarantee any APR as we are not a lender ourselves. APRs can generally range from approximately 5.99% up to 35.99%. Loan products typically have a 61-day minimum repayment term and a 6-year maximum repayment term. When considering a loan offer from a lender within the MyLoanGPS.net network, please review all agreement documentation carefully, as the APR and repayment terms may differ from what is listed on our site. Representative examples of APR can be found in the Loan Information section of our homepage.

Legal Disclaimer:
MyLoanGPS.net connects borrowers with lenders or other lending partners. The specific terms and conditions of any loan will be determined by the lender or lending partner providing the offer. We are compensated by these lenders or lending partners for connecting you with them, and such compensation may influence the offers presented. Please note that any information provided regarding APR, loan amounts, interest rates, or other loan specifics is intended as an approximate guide only. The final terms will depend on the lender or lending partner and your individual circumstances. Some lenders or lending partners may perform credit checks as part of their approval process. As such, the lender or lending partner you are connected with might not offer the best possible terms available, and borrowers should compare all available options before making a decision. In some cases, you may be connected with a tribal lender, whose rates and fees could differ from those of state-licensed lenders, as they are subject to federal and tribal laws rather than state laws.
PLEASE NOTE THAT MYLOANGPS.NET AND ITS OWNERS/OPERATORS ARE NOT LENDERS. We do not broker loans, make loans, or render credit decisions. Nothing on this website constitutes an offer or solicitation to lend. Any information you provide on this site may be shared with a lender or lending partner. The operator of this website is not an agent, representative, or broker of any lender or lending partner and does not endorse or charge you for any service or product.

Material Disclosure:
The operator of this website is not a lender, loan broker, or agent for any lender or loan broker. MyLoanGPS.net operates solely as an advertising referral service to qualified, participating lenders who may be able to offer cash advance loans ranging between $100 and $1,000, installment loans up to $5,000, or other loan products up to $35,000. Not all lenders can provide these amounts, and there is no guarantee that you will be approved by any independent, participating lender. This service does not constitute an offer or solicitation for any loan product that may be restricted by state law, and we do not set or predict the interest rates and finance charges applied by lenders. This is not a solicitation for any specific loan product and is not an offer to lend. We do not endorse or charge for any service or product. Any compensation we receive is paid by the participating lenders strictly for advertising services provided. This service and its offers are void where prohibited by law. We do not control, and are not responsible for, the actions or policies of any lender. We do not have access to the full terms of your loan—such as the APR—which may vary based on factors including your creditworthiness, state of residence, and the lender or lending partner. For further details or questions regarding your loan, please contact the lender directly. Any registration information you submit will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, register for credit, or accept a loan offer; however, it is your responsibility to carefully review and agree to the terms of any loan offer.

Service Role and Limitations:
MyLoanGPS.net acts solely as a referral service and is not a lender. We do not determine or predict the fees, interest rates, or other financial aspects of any loans you may be offered by participating lenders. Our role is to connect you with a network of qualified lenders, and we do not participate in any decision-making process regarding loan approvals, terms, or conditions. Please understand that our service does not guarantee any specific loan terms or outcomes.

Exclusions:
Residents of certain states may not be eligible for some or all types of short-term or small-dollar loans. For example, residents of Arkansas, New York, New Hampshire, Vermont, and West Virginia may be ineligible to use this website or service. The list of states served by this website may change at any time without prior notice.

Credit Implications:
The operator of this website does not make any credit decisions. Independent, participating lenders with whom you might be connected may perform credit checks with credit reporting bureaus or obtain consumer reports—often via alternative providers—to assess your creditworthiness, credit standing, and/or credit capacity. By submitting your information, you authorize participating lenders to verify your details and perform credit checks. Please be aware that missing or making late payments on a loan can negatively affect your credit score. Loans offered by independent, participating lenders are generally designed for short-term repayment and are not a solution for long-term debt challenges. Borrow only what you can repay by your next pay period. Consider seeking professional advice regarding your financial situation, potential risks, and alternatives to short-term loans. Late payments may incur additional fees or lead to collection activities, and each lender sets its own terms and conditions. MyLoanGPS.net does not engage in debt collection—the collection practices of each lender are outlined in their respective agreements. Renewal policies also vary by lender, so please review your lender’s specific policy.

MyLoanGPS.net Disclaimer:
MyLoanGPS.net is a trading name of MyLoanGPS. We operate solely as a referral service and do not directly fund any credit product. Your inquiry will be referred to a third-party lender who will contact you directly to assess if they can meet your financing needs. The third-party lender will advise you regarding their fees, charges, and terms before you enter into any contractual agreement. We may receive a referral fee from the lender based on the outcome of your application. It is recommended that you obtain independent legal and financial advice before accepting any product to which you may be referred or offered.

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